Construction & Contractors

Insurance By Industry
or

Contractors

Contractors insurance that works as hard as you do.

As a contractor, you have a lot to take care of. Enjoy peace of mind and confidence knowing that your assets are well protected with specialized insurance, created for small contractors and sub-trades like mechanical, electrical, masonry, drywall and tile and terrazzo contractors.

Speak to your broker about how contractor’s insurance can protect your business. From a complete package with optional enhancements to select coverage, you have the flexibility to select the specific coverage needed for your projects.

Insurance for your business

Prime HardHat

Get value, protection and peace of mind when you’re covered by all-in-one insurance with Prime HardHat from Aviva, designed to meet the specific needs within many construction trades.

You can choose the full package with optional enhancements or choose select coverage – all in a single policy which can help eliminate coverage gaps with:

  • Customized coverage built for your company
  • Packaged protection with coverage usually sold separately
  • Broad form protection that covers your buildings and contents, equipment and tools and more
  • Ease of doing business, like claims or policy changes, thanks to a single insurance policy

To learn more about Prime HardHat, download the brochure and talk to your broker today.

Insurance for your project

Prime Builder

A comprehensive, all-in-one package created to provide coverage for either blanket or single-builder risk projects – small or large we have the solution. We also provide wrap-up liability for those large construction projects which require liability coverage. With protection for your physical assets, business income, liability exposures and employees, you get insurance that lets you focus on your business with confidence and peace of mind. Prime Builder comes with unique protection like:

  • Broad form protection for your construction project site and all property that will be part of the completed building or structure, expendable materials and supplies necessary to complete the project, landscaping, temporary buildings, scaffolding, temporary infrastructure including contents, computers and software in construction site offices.
  • Protection for your business income, including fines or damages

To learn more about Prime Builder, download the brochure and talk to your broker today.

Prime Builder

Property & liability insurance

Protect your business from the devastating impact of accidents, property damage or legal action. Enjoy peace of mind with commercial property or liability insurance from Aviva and be prepared for the unexpected with:

  • Property insurance: to protect your physical assets such as building, stock, equipment and computers, including equipment removed from your premises (e.g. at a client’s business, temporarily in transit). It includes standard coverage for loss due to fire, theft or vandalism and covers the cost to rebuild or repair business property.
  • Commercial general liability insurance: to protect your business if you’re found legally liable for injuries or property damage caused by your product completed work or accidents on your premises involving visitors or customers, or at your customer’s location.

Property & liability insurance

Commercial auto insurance

From heavy-hauling vehicles to vans, trucks and cars, commercial auto insurance from Aviva offers leading protection for all your vehicles. Completely customizable, you and broker can put together the right protection for your needs.

 

Commercial auto insurance

Equipment breakdown insurance

Don’t let an equipment breakdown issue hinder your project – protect it with specialized equipment breakdown insurance from Aviva.

With some of the broadest coverage available, equipment breakdown insurance protects you from issues such as:

  • Ammonia contamination
  • Hazardous substances
  • Water escape
  • Data and media
  • And much more

Equipment breakdown insurance is available as part of Prime Builder or separately as a standalone policy. Contact your broker today to include equipment breakdown coverage in your next commercial project plan.

 

Equipment breakdown insurance

Contract Surety bonds

Whether your project includes bridge building, sewer and watermain work, tunneling or roadwork, guarantee your commitments with a contract surety bond.

 

Contract Surety bonds

Privacy Breach

Privacy breaches can impact construction businesses of all sizes. If your company’s sensitive, protected or confidential data is intentionally or unintentionally released, lost or exposed, you may have to spend significant time and money resolving the situation and restoring your credibility and reputation.

Consider what you would do in the event of a privacy breach impacting:

  • Employee information: Contractors may retain a large number of employee information records, including records for subcontractors and seasonal workers. If the proper privacy and security measures are not in place to store this employee data, there is the risk of a breach.

If a privacy breach were to impact your business today, are you confident you have the coverage you need to pay for the response expenses and support services necessary to help you restore your employees’ trust and the reputation of your business?

Make sure you’re protected. Ask your broker about adding Aviva’s Privacy Breach coverage to complement your Commercial General Liability policy.

Shipbuilding Subcontractor and Supplier Protection

If your business is involved in a federal shipbuilding project, wouldn’t it be reassuring to know that coverage is already available that meets your insurance requirements?

Aviva is proud to be among the first to offer custom coverage that meets the specific needs of businesses contributing to Canadian government shipbuilding projects.

The Shipbuilding Subcontractor and Supplier Protection Package is suitable for these types of businesses that support the Canadian federal shipbuilding initiative:

  • Contractors
  • Manufacturers
  • Suppliers 

 

Tools and Resources

These free, downloadable information sheets are filled with tips and best practices designed to help you manage your business more efficiently and protect it from potential hazards and accidents.

Find out more in "Your Guide to":

Civil Works

Build with confidence. Whether you’re managing heavy equipment, tunneling or performing bridge and roadwork, you can protect your next civil works project with leading construction insurance from Aviva. As specialists in civil construction insurance, we understand this industry’s special risks, and have the financial strength and stability you can count on when you need us most.

From a complete package with optional enhancements to specific coverage, you and your broker have the flexibility to select the coverage you need.

Insurance for your project

Prime Builder

A comprehensive, all-in-one package created to provide coverage for either blanket or single-builder risk projects – small or large we have the solution. We also provide wrap-up liability for those large construction projects which require liability coverage. With protection for your physical assets, business income, liability exposures and employees, you get insurance that lets you focus on your business with confidence and peace of mind. Prime Builder comes with unique protection like:

  • Broad form protection for your construction project site and all property that will be part of the completed building or structure, expendable materials and supplies necessary to complete the project, landscaping, temporary buildings, scaffolding, temporary infrastructure including contents, computers and software in construction site offices.
  • Protection for your business income, including fines or damages

To learn more about Prime Builder, download the brochure and talk to your broker today.

Insurance for your business

Prime HardHat

Get value, protection and peace of mind when you’re covered by all-in-one insurance with Prime HardHat from Aviva, designed to meet the specific needs within many construction trades.

You can choose the full package with optional enhancements or choose select coverage – all in a single policy which can help eliminate coverage gaps with:

  • Customized coverage built for your company
  • Packaged protection with coverage usually sold separately
  • Broad form protection that covers your buildings and contents, equipment and tools and more
  • Ease of doing business, like claims or policy changes, thanks to a single insurance policy

To learn more about Prime HardHat, download the brochure and talk to your broker today.

Property & liability insurance

Protect your business from the devastating impact of accidents, property damage or legal action. Enjoy peace of mind with commercial property or liability insurance from Aviva and be prepared for the unexpected with:

  • Property insurance: to protect your physical assets such as building, stock, equipment and computers, including equipment removed from your premises (e.g. at a client’s business, temporarily in transit). It includes standard coverage for loss due to fire, theft or vandalism and covers the cost to rebuild or repair business property.
  • Commercial general liability insurance: to protect your business if you’re found legally liable for injuries or property damage caused by your employees, completed work or accidents on your premises involving visitors or customers, or at your customer’s location.

Property & liability insurance

Commercial auto insurance

From heavy-hauling vehicles to vans, trucks and cars, commercial auto insurance from Aviva offers leading protection for all your vehicles. Completely customizable, you and broker can put together the right protection for your needs.

Equipment breakdown insurance

Don’t let an equipment breakdown issue hinder your project – protect it with specialized equipment breakdown insurance from Aviva.

With some of the broadest coverage available, equipment breakdown insurance protects you from issues such as:

  • Ammonia contamination
  • Hazardous substances
  • Water escape
  • Data and media
  • And much more

Equipment breakdown insurance is available as part of Prime Builder or separately as a standalone policy. Contact your broker today to include equipment breakdown coverage in your next commercial project plan.

Contract Surety bonds

Whether your project includes bridge building, sewer and watermain work, tunneling or roadwork, guarantee your commitments with a contract surety bond.

Privacy Breach

Privacy breaches can impact construction businesses of all sizes. If your company’s sensitive, protected or confidential data is intentionally or unintentionally released, lost or exposed, you may have to spend significant time and money resolving the situation and restoring your credibility and reputation.

Consider what you would do in the event of a privacy breach impacting:

  • Employee information: Contractors may retain a large number of employee information records, including records for subcontractors and seasonal workers. If the proper privacy and security measures are not in place to store this employee data, there is the risk of a breach.

If a privacy breach were to impact your business today, are you confident you have the coverage you need to pay for the response expenses and support services necessary to help you restore your employees’ trust and the reputation of your business?

Make sure you’re protected. Ask your broker about adding Aviva’s Privacy Breach coverage to complement your Commercial General Liability policy.

Tools and Resources

These free, downloadable information sheets are filled with tips and best practices designed to help you manage your business more efficiently and protect it from potential hazards and accidents.

Find out more in "Your Guide to":

Commercial, Industrial & Institutional

Custom-built protection for your construction project.

Protect your project from start to finish and beyond with construction insurance that’s custom-built for your business. Whether your project is an office building, condominium, school or hospital, you can feel secure knowing Aviva understands the unique risks of the construction industry, and has the financial strength and stability to be there when you need us.

From a complete package with optional enhancements to specific coverage, you and your broker have the flexibility to select just what’s needed for your construction project.

Insurance for your project

Prime Builder

A comprehensive, all-in-one package created to provide coverage for either blanket or single-builder risk projects – small or large we have the solution. We also provide wrap-up liability for those large construction projects which require liability coverage. With protection for your physical assets, business income, liability exposures and employees, you get insurance that lets you focus on your business with confidence and peace of mind. Prime Builder comes with unique protection like:

  • Broad form protection for your construction project site and all property that will be part of the completed building or structure, expendable materials and supplies necessary to complete the project, landscaping, temporary buildings, scaffolding, temporary infrastructure including contents, computers and software in construction site offices.
  • Protection for your business income, including fines or damages

To learn more about Prime Builder, download the brochure and talk to your broker today.

Insurance for your business

Prime HardHat

Get value, protection and peace of mind when you’re covered by all-in-one insurance with Prime HardHat from Aviva, designed to meet the specific needs within many construction trades.

You can choose the full package with optional enhancements or choose select coverage – all in a single policy which can help eliminate coverage gaps with:

  • Customized coverage built for your company
  • Packaged protection with coverage usually sold separately
  • Broad form protection that covers your buildings and contents, equipment and tools and more
  • Ease of doing business, like claims or policy changes, thanks to a single insurance policy

To learn more about Prime HardHat, download the brochure and talk to your broker today.

Property & liability insurance

Protect your business from the devastating impact of accidents, property damage or legal action. Enjoy peace of mind with commercial property or liability insurance from Aviva and be prepared for the unexpected with:

  • Property insurance: to protect your physical assets such as building, stock, equipment and computers, including equipment removed from your premises (e.g. at a client’s business, temporarily in transit). It includes standard coverage for loss due to fire, theft or vandalism and covers the cost to rebuild or repair business property.
  • Commercial general liability insurance: to protect your business if you’re found legally liable for injuries or property damage caused by your employees, completed work or accidents on your premises involving visitors or customers, or at your customer’s location.

 

Property & liability insurance

Commercial auto insurance

Keep your project moving with leading protection for your trucks, vans or fleet vehicles. Commercial auto insurance from Aviva has got you covered with protection you can customize.

Equipment breakdown insurance

Protect your business against equipment breakdown with some of the broadest equipment breakdown coverage available, including electrical arcing, mechanical breakdown, rupture and cracking. You can also get even more protection with enhanced coverage for the mechanical or electrical breakdown of equipment at your premises, at job sites or while in transit between the two.

Equipment breakdown insurance is available as part of Prime Builder or on its own. Contact your broker today to include equipment breakdown coverage in your next commercial project plan.

Contract surety bonds

From schools to hospitals to manufacturing plants, guarantee your project commitments with a contract surety bond.

Privacy Breach

Privacy breaches can impact construction businesses of all sizes. If your company’s sensitive, protected or confidential data is intentionally or unintentionally released, lost or exposed, you may have to spend significant time and money resolving the situation and restoring your credibility and reputation.

Consider what you would do in the event of a privacy breach impacting:

  • Employee information: Contractors may retain a large number of employee information records, including records for subcontractors and seasonal workers. If the proper privacy and security measures are not in place to store this employee data, there is the risk of a breach.

If a privacy breach were to impact your business today, are you confident you have the coverage you need to pay for the response expenses and support services necessary to help you restore your employees’ trust and the reputation of your business?

Make sure you’re protected. Ask your broker about adding Aviva’s Privacy Breach coverage to complement your Commercial General Liability policy.

Tools and Resources

These free, downloadable information sheets are filled with tips and best practices designed to help you manage your business more efficiently and protect it from potential hazards and accidents.

Find out more in "Your Guide to":

Residential Construction

Custom protection for your construction project

If you’re a builder, project owner or a developer, give your residential construction project the right protection with specialized, customizable insurance from Aviva.

From the complete package with optional enhancements to specific coverage, you and your broker have the flexibility to select the coverage you need.

Insurance for your project

Prime Builder

With all-in-one protection that eliminates the need for multiple policies, Prime Builder offers specialized coverage created just for the construction industry, which can be customized to build the perfect construction insurance coverage for your business.

Created for builders, project owners or developers of homes (including townhomes or high-rise condos), Prime Builder can help protect you through:

  • All-in-one protection which includes a combination of builders risk and wrap-up liability in one convenient package
  • Coverage for materials and supplies, landscaping, site trailers and more
  • Optional enhancements like extended business income, flood and earthquake and more

To learn more about Prime Builder, download the brochure and talk to your broker today.

Insurance for your business

Prime HardHat

Get value, protection and peace of mind when you’re covered by all-in-one insurance with Prime HardHat from Aviva, designed to meet the specific needs within many construction trades.

You can choose the full package with optional enhancements or choose select coverage – all in a single policy which can help eliminate coverage gaps with:

  • Customized coverage built for your company
  • Packaged protection with coverage usually sold separately
  • Broad form protection that covers your buildings and contents, equipment and tools and more
  • Ease of doing business, like claims or policy changes, thanks to a single insurance policy

To learn more about Prime HardHat, download the brochure and talk to your broker today.

Property & liability insurance

Protect your business from the devastating impact of accidents, property damage or legal action. Enjoy peace of mind with commercial property or liability insurance from Aviva and be prepared for the unexpected with:

  • Property insurance: to protect your physical assets such as building, stock, equipment and computers, including equipment removed from your premises (e.g. at a client’s business, temporarily in transit). It includes standard coverage for loss due to fire, theft or vandalism and covers the cost to rebuild or repair business property.
  • Commercial general liability insurance: to protect your business if you’re found legally liable for injuries or property damage caused by your employees, completed work or accidents on your premises involving visitors.

Property & liability insurance

Commercial auto insurance

Your project relies on vehicles to transport materials, employees and much more. From an individual truck or van to an entire corporate fleet, commercial auto insurance can be customized to ensure you’re getting the right coverage.

Equipment breakdown insurance

The success of your residential construction project can be affected by equipment breakdown. Protect your project with equipment breakdown insurance so you’re covered in case critical equipment fails.

With some of the broadest coverage in the industry, you’re protected from:

  • Electrical arcing
  • Mechanical breakdown
  • Rupture and cracking

Equipment breakdown insurance is available as part of Prime Builder or on its own. Contact your broker today to include equipment breakdown coverage in your next commercial project plan.

Residential surety

Aviva has a full suite of surety, home warranty and insurance solutions for your project and your business.

At Aviva, we stand beside you in your commitment to deliver a home that represents your dedication to customer satisfaction and quality.

You’ll benefit from professional advice offered by our experienced and knowledgeable surety, insurance and construction specialists. Plus, our commitment to exceptional service means the success of your projects is our top priority.

 

Residential surety

Privacy Breach

Privacy breaches can impact construction businesses of all sizes. If your company’s sensitive, protected or confidential data is intentionally or unintentionally released, lost or exposed, you may have to spend significant time and money resolving the situation and restoring your credibility and reputation.

Consider what you would do in the event of a privacy breach impacting:

  • Employee information: Contractors may retain a large number of employee information records, including records for subcontractors and seasonal workers. If the proper privacy and security measures are not in place to store this employee data, there is the risk of a breach.

If a privacy breach were to impact your business today, are you confident you have the coverage you need to pay for the response expenses and support services necessary to help you restore your employees’ trust and the reputation of your business?

Make sure you’re protected. Ask your broker about adding Aviva’s Privacy Breach coverage to complement your Commercial General Liability policy.

Tools and Resources

These free, downloadable information sheets are filled with tips and best practices designed to help you manage your business more efficiently and protect it from potential hazards and accidents.

Find out more in "Your Guide to":